In 2024, significant changes are coming to Supplemental Nutrition Assistance Program (SNAP) benefits, particularly for Able-Bodied Adults Without Dependents (ABAWD).
These changes include updates to the Cost of Living Adjustment (COLA) and new age limits for the ABAWD time restriction. Here’s what you need to know.
Cost of Living Adjustment (COLA) Impact on SNAP Benefits
The first major change affecting all SNAP beneficiaries is the COLA, which is adjusted annually to reflect inflation and the cost of living.
The COLA can either increase or decrease SNAP benefits depending on the state.
- Potential Increase in the 48 Contiguous States and D.C.: In these regions, there may be a slight increase in SNAP benefits due to the COLA adjustment.
- Hawaii’s Reduction in 2023: It’s important to note that last year’s COLA adjustment led to a reduction in SNAP benefits for Hawaii, demonstrating that the impact of COLA isn’t always positive for all regions.
Effective Date: The new COLA will take effect on October 1, 2024.
Changes to ABAWD Time Limits
The second significant change involves the time limit for Able-Bodied Adults Without Dependents (ABAWD). This rule requires ABAWDs to meet specific work requirements to continue receiving SNAP benefits for more than three months within a three-year period.
- New Age Limits: The ABAWD time limit currently applies to those aged 18-52. Starting October 1, 2024, this limit will extend to adults aged 18-54.
- Work Requirement: To continue receiving benefits, these individuals must work at least 80 hours per month.
Exemptions: There are specific exemptions for those who cannot meet these work requirements, including:
- Physical or mental limitations preventing work
- Pregnant individuals
- Households with someone under 18
- Veterans
- Those experiencing homelessness
- Individuals aged 24 or younger who were in foster care on their 18th birthday
Important Considerations and Exemptions
States’ Role in Exemptions:
- Domestic Violence Survivors: States can exempt vulnerable individuals, such as domestic violence survivors, using hardship exemptions.
- Reduced Exemption Percentage: The debt ceiling agreement reduces the percentage of exemptions states can grant, from 12% to 8%. It also limits the ability to carry unused exemptions into the next year.
Challenges for Older Adults:
- Adults aged 50-54, who are not veterans or homeless, may find it difficult to meet these new requirements, especially if they have health issues but do not qualify for disability benefits.
USDA Rule Changes:
- The USDA is finalizing a rule to limit waivers of the ABAWD time limit. Waivers will only be allowed in areas that clearly meet statutory conditions, such as having an unemployment rate over 10% or a lack of sufficient jobs. Currently, about half of ABAWDs live in areas with waivers.
What Factors Influence SNAP Benefit Adjustments?
SNAP benefits can vary based on several factors:
- State Economic Conditions: States with stronger economies and higher employment rates typically see reduced SNAP reliance. Conversely, states experiencing economic downturns may see increased SNAP participation.
- State Policies and Practices: Each state has the flexibility to manage aspects of SNAP, such as application processes and eligibility rules. These variations can affect participation rates and benefit levels.
- Household Demographics: The size and income levels of households in a state play a role in determining SNAP benefits. States with larger households and lower incomes may have higher participation rates and benefit amounts.
- Cost of Living: SNAP benefits are calculated based on the USDA’s Thrifty Food Plan, which estimates the cost of a nutritious diet. This plan is adjusted for regions with higher living costs, such as Alaska and Hawaii.
- Federal Policy Changes: Temporary changes to SNAP, such as those enacted during crises like the COVID-19 pandemic, can temporarily increase benefits. When these measures expire, participation rates and benefits may decline.
Planning Ahead for October 2024
With the upcoming changes, it’s crucial for SNAP beneficiaries, especially those affected by the ABAWD time limit, to prepare:
- Check Eligibility for Exemptions: If you may be affected by the new ABAWD age limit, verify if you qualify for an exemption.
- Plan for COLA Adjustments: Be aware that while some regions may see an increase in benefits due to COLA, others might experience reductions.
- Stay Informed: Keep track of any announcements from the USDA and your state’s SNAP administration to stay informed about potential changes to your benefits.
By understanding and preparing for these changes, SNAP recipients can better navigate the adjustments and maintain their financial stability.
FAQs
What is the new age limit for ABAWD SNAP recipients in 2024?
The new age limit for ABAWD recipients will increase from 49 to 54 years starting on October 1, 2024.
When will the new COLA for SNAP benefits take effect?
The new COLA adjustment for SNAP benefits will take effect on October 1, 2024.
Are there exemptions to the ABAWD time limit?
Yes, exemptions include physical or mental limitations, pregnancy, veterans, homelessness, and being aged 24 or younger and in foster care on your 18th birthday.
How does the state’s economy affect SNAP benefits?
States with stronger economies typically see lower SNAP participation, while those in economic downturns may have higher participation and benefit levels.
What should I do if I am affected by the new ABAWD time limit?
What should I do if I am affected by the new ABAWD time limit?
